[88]

> The vast majority of Americans are driving cars they can't afford.

How do you define whether someone can “afford” a car? Surely by definition the people can afford the cars, otherwise they would be repossessed?

If you mean they cannot afford to buy the cars outright, why is that an issue?

[nojito]

Just because you don't lose your house doesn't necessarily mean you can afford to keep it.

At a certain % of income, owning an asset doesn't make much sense due to how it affects your financial security.