[bthrn]

In my experience, the payment system is pretty reasonable. And I get the funds faster directly from eBay than going eBay -> PayPal -> bank.

PayPal would ultimately require your checking account information too, assuming that you want the funds to end up there. I'm not sure why eBay having that information poses any more of a problem than PayPal having it does.

And this payment delay is likely due to having to wait for credit card payments to process and settle. I don't think eBay is doing anything nefarious, here.

Lastly -- if you are concerned about banking info being disclosed, or eBay maybe messing something up and taking money, you could set up a separate checking account that you only use to hook up to online places like Coinbase, PayPal, Venmo, eBay, etc. that you use as a proxy to transfer into your "real" checking account.