[Spooky23]

Gasoline is a big trigger because it's a variable expense for people living on the edge of what they can afford.

People are really bad at risk management. So when you have a couple pulling in $200k/yr with some crazy mortgage on their $800k house, commuting 30 miles in their 17mpg SUVs, each $1 in gasoline cost increase adds $150/mo in monthly expenses.

There are lots of people like this, many of whom are in weird stress situations already because of issues with COVID and school, etc.