[e4e78a06]

> If you have any serious medical issues, you carry your own insurance

I've never seen this at any tech company in the SFBA. They cover 100% of the premium for yourself and it's only <$200/mo to cover a whole family of dependents. Their plans are always among the best. Copays are the lowest by far of anything I've ever seen, including ACA marketplace plans, my parents' plans, school offered plans, and non-"tech" company plans.

$200/mo is way, way less than I pay in taxes to CA state alone.

> since I prefer Kaiser

Obviously if you want Kaiser and they don't offer it you have to buy it yourself. Personally I don't feel like the difference is too huge that it justifies buying insurance myself. I used to have Kaiser and you get slightly smaller delays (3 days instead of say a week) to see specialists and that's it.