[rlivsey]

We were using Spreedly to abstract out the payment gateway side of things for our subscriptions.

However, to use them you need to be able to disable CVV checking using PayPal's "advanced fraud management filters". The same applies for Recurly and other similar services AFAIK.

Unfortunately PayPal wouldn't let us do this as we don't have enough trading history etc... so until we get a merchant account we're having to use PayPal's own recurring billing APIs.

We'd love for there to be a viable alternative to PayPal, Stripe's API looks gorgeous in comparison.