[judge2020]

This is generally why Insurance is more regulated in certain industries, eg. Motor vehicle insurance can’t drop you because the get a claim about how you totaled someone else’s Lamborghini. Are there similar protections that regulate unions themselves?

[woodruffw]

Yes. Unions are tightly regulated under the NLRA and by the NLRB, both of which constrain their collective bargaining powers, right to form, etc.

[scarface74]

Car insurance companies can very much drop you if they deem you to high of a risk.

[judge2020]

But they can’t drop you to avoid paying a claim if you have insurance.