| As someone who has valued being able to live alone and recently went through a breakup after living with gf for a couple years - Makes absolute sense. First of all, in current always-up-never-down housing market (which has been like that since i bought my apartment over ten years ago) needing to move is always risky since you're basically always buying at worse value if time has passed. Secondly, needing to buy a new place when you've been living with friends or partner or family for a while can be a lot of work. Once you're invested with loans and stuff you need a really good reasons to change that situation. And then again in reference to the unhealthy market- if you sell higher than you bought you pay tax on the profit. If you're buying more expensive than you're selling as well, you're taking a hit. I've basically just decided to keep my first apartment for ever, literally no benefit to ever selling it at this point. If i move in with a partner or something I'll just use it as an office or worst case rent it out or whatever. Fun fact - if I'd sold my old apartment when I moved in with with ex I'm not certain i could have afforded to buy it today, likely I'd have to buy something smaller or further out of town. Living together is increasingly becoming a very risky thing, whereas owning your own apartment sometimes feels like the only safety left in life. |