[gamblor956]

Just like I can cross the border with a hundred thousand in crypto in a wallet.

No, you can't. You can cross the border with the private key for a wallet containing the addresses of a hundred thousand units of crypto, but the crypto isn't in your wallet (either kind), it's in the blockchain ledger of whatever cryptocurrency you're using.

And this is an important distinction from money, because the money is actually in your wallet and you can use it without an internet connection, but the crypto is actually in the cloud and requires an internet connection to access and use.

[vageli]

Interesting. Just for fun, thinking through this more I could just give someone my private key instead of transferring funds on the blockchain. Then the transaction does not require the internet, only the verification of funds in the wallet (which could be elided if the participants so chose).