[afuchs]

This is all anecdotal but: Here in the US, I got a "PayPass" NFC debit card four years ago when I opened a bank account. Even though the terminals are deployed to almost every restaurant and grocery chain near me, I've never used it. I've always paid with cash, or swiped the card. If I think about it a bit more, I don't think many local businesses accept credit or debit cards period. That probably reinforces my habit of paying for trivial purchases with cash.