[quantified]

Those big numbers do represent the potential things consumable if they were converted into new consumption. They’re not sitting as cash in the bank. But they are a great proxy for it. Cash gets borrowed nearly for free against it, for example. Absolutely not “imaginary”. Access to quality and luxury is not based on anything more imaginary than more money than someone else. Access to better land, to preferential treatment by politicians, police and health systems the same.

Wealth guards the opportunity to consume, as well. I really don’t understand what you mean by “not consuming enough.”