[newby]

> When it comes to your kids, everyone should want to set them up for life.

Sure, but there are things that kids need a lot more than money. Like a parent who is present and enjoys life, not always working and always exhausted. Also, kids are profoundly affected by the level of warmth or intimacy between their parents. If you feel too tired to enjoy sex with your wife, it is probably leaking into other areas as well.