[Traster]

I think literally the only thing that's innovative about this company is how close they are willing to come to claiming to be a savings account when actually being a crypto fund. What's going on here is you're going to give Seashell $100, they're going to go and buy $100 of USDT and lend it to any old idiot who is stupid enough to trade crypto on margin. Then, the next time BTC crashes the idiot defaults and Seashell turns around to you and says "Sorry, that savings account you had with us technically isn't a savings account, you aren't protected from losses in any way all your money is gone". And the kicker? You're not even getting the upside!

It's innovative in they've found a way of giving you the returns of a moderately risky stock market investment whilst offering you the risk profile of playing in traffic.