[D13Fd]

> Immiserating debt destroys lives, and destroyed lives makes all of us worse off.

I agree, but it was the choice of the people who borrowed to risk destroying their own lives, and it is not remotely fair to ask the rest of us who worked hard, made hard choices, and sacrificed things we wanted to pay back the debt of those who didn't.

I worked my way through college and commuted from my parent's home so I could afford it. I also went to a much lower-tier state school where I could get a scholarship.

I would have loved to live at school and have that experience. I would have loved to go to a higher-end but more expensive school where I didn't have a merit scholarship, and to be able to go without also working. But I sacrificed those things so that I could graduate with as little debt as I could, and I worked hard to pay that debt off.

How is it fair to now tell me I have to pay off everyone else's school who chose not to give anything up?