I believe that personal accountability for making the best of one's lot is key to society being maximally beneficial.
I don't see why "acting in concert" implies forcing me to pay for things in direct opposition to my heartfelt belief via the coercive levers of government. Go find likeminded bleeding hearts and have a nongovernmental ball.
Why can't debt forgiveness take the Jerry Lewis/Shriners private donation route?
Because the GP suggests that the only options are (a) not caring or (b) taking other people's money. Clearly, that's a false dichotomy. I pointed out option (c).
If you'd prefer to not take part in these social structures, feel free to leave.
Let us know how it goes. Or don't.