[wisdomtt]

We agree, we would MUCH rather be implementing sanctioned integrations and we will go the sanctioned route whenever possible. We're trying to establish relations with these big institutions to push them towards sanctioned access and also get feedback on what would be best practices for integrating with them. Our bet is that the industry in the long-run will be moving towards enabling sanctioned access delegation. That being said, at the end of the day users want to export data from their brokerage apps and they want the means of exporting this data to be stable.

[rmbyrro]

Either force through regulations or gotta make it in their interests to support a public API. Financially or else. I don't think they'll do just for the sake of it.