[scottiebarnes]

Motivation is nice, but building something new and novel requires skill and being on the edge of the right social/environmental phenomenon (timing).

The skill development part requires free time (to learn and practice) and access (to computers, tools, people, etc.)

If we're talking about creating just any kind of business, then sure hard work and determination are enough. If we're talking about outlier success stories in tech, then privilege is almost always a component of the story.