[cehrlich]

Agree in almost all ways:

- ETFs, Vanguard is a good choice for most. If you're older and might need a large percentage of the money fairly soon, consider getting some bonds as well.

- Don't try to time the market

- Don't think you're smart

The only personal difference is I prefer FTSE All World as it is diversified into over 4000 global stocks, while the S&P 500 is (obviously) 500 American stocks. That being said the S&P 500 has been outperforming the FTSE All World for a long time, and I certainly don't want to give anyone specific investment advice.

[jandrewrogers]

Many companies in the S&P500 source much of their revenue globally. They are registered as US companies but their business exposure covers the world, so you achieve much of the same diversification but in a US legal framework for business and securities.