[lelandfe]

This is great advice for a young rookie, Bogle would be proud. Folks later on in life may not have the timeline to stomach that risk, however.

[SketchySeaBeast]

But if those who are older need even less risk, the good option still isn't picking individual stock.

[shoto_io]

Yeah, right. Older rookies should follow this advice only if they want to invest that money for later generations.