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by boeingUH60 1592 days ago
I live in a third-world country, but I work remotely for some foreign firms. Crypto lets me get payments swiftly, easily. Of course, I also use traditional payment platforms like Payoneer, Skrill, etc, but getting payments in crypto (stable coins only) is far easier, and I can immediately convert to fiat.

A brief comparison between getting paid on Payoneer and a crypto exchange.

Payoneer - Sends invoice, client pays. Payment takes 1 or 2 days to hit my Payoneer account, and withdrawal takes another 1 day to hit my local bank account. If you withdraw on a Friday when the banks have closed, you'll have to wait till Monday to get your money.

Crypto - Sends invoice, client pays. Money hits my account immediately, and I can convert to fiat in less than 30 mins.

Now, I'm not even a fan of crypto because I think the field is spoiled with fraud, shysters, snakes, and all that...but crypto solves a good problem for me of getting instant payments. Notably, I only use stablecoins and abhor speculation.

Edit: Just to add, some mainstream payment platforms like PayPal and TransferWise are blocked in my country, and I've lost a significant number of jobs for this reason because clients refuse to use other payment options.

I think people in the first-world may not have much of a use case for crypto, but people in underdeveloped, unstable countries like mine have an important use case.

1 comments

I agree that use case makes complete sense for you today. But shouldn't we expect that your government will also get around to blocking crypto? E.g. declaring it criminal for you to use, and/or blocking all the fiat on/offramps so you can't buy anything with it?