[NikolaNovak]

How in the world would crypto make a difference?

If you want to send money directly to a person in an irrevocable way, do so.

If however you want to use an established intermediary platform with standardized and seamless fundraising and distribution and payment processing capability and its own terms of service... How would crypto change that? We can't just use the magic world to wave problems away... This is the type of statement that breeds deep skepticism and even cynicism of crypto currencies and eco system.