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by throwaway894345 1595 days ago
Is there a "tip with venmo" poster displayed or do you have to ask the bartender their venmo account name? I've never seen this before, but agreed that it's rare.
2 comments

A potentially malicious third-party selling your financial transaction history is not the best choice... by far.
I wasn't arguing in favor of Venmo, but are VISA and MasterCard really better options in this regard?
They are required for the CC transaction, this adds an additional player that should not be necessary. In civilized countries they have direct bank to bank transfers.
> In civilized countries they have direct bank to bank transfers

I'm sure whatever country you're from (or otherwise alluding to) is a fine place, no need for the transparent insecurity. :) Narrowly, I agree that secure (and fee-less) bank-to-bank transfers would be preferable to CC.

> They are required for the CC transaction, this adds an additional player that should not be necessary.

We're positing a situation where CC's aren't available, so it's not an additional player but rather a different player.

>> CC's aren't available

A misstatement by me, still they are extra to what should be a bank to bank matter.

No argument from me here. I would like to see better financial infrastructure. Specifically the idea that VISA is permitted to collect a 4% sales tax on virtually everything is a real bummer.
"Civilized" countries?
That don't require tipping?
Like the euro countries with IBANs?
NZ and similar has had bank to bank payments for ...decades?
I'd just say "sorry I run out of cash, can I Venmo/Zelle you?"