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by Medowar 1588 days ago
..just dont go to Germany. We are not very advanced in that regard.

Of course huge amounts of stores offer contactless paying, but generally Cash is still dominant around here. Change is slow, and currently, Cash is still king, especially with small or street merchants.

4 comments

Since I'm dreading the coming of a cashless society, I'm really rooting for the German to push back against it as long as they can so that I can keep using notes and coins in euros.
I always found that so weird! The Exportweltmeister, producing some of the most advanced equipment... and in many places you can't pay with a card at all. Why do you think it is?
Machinery needs to be lubricated to run well.

For many small businesses non-tax registered money is the lub which makes them run well.

Jokes aside the price of getting a card terminal where for many businesses completely unattractive for a long time and often still are if put in context to the number of people which will use it.

I know one local takeaway which stopped accepting card payment after their terminal broke recently, as it wasn't worth it to buy a new one. Instead they now allow sending money by PayPal, but non-advertised and mainly for a single specific big recurring customer and sometimes if someone doesn't has cash with them.

We Germans seem to love our cold hard cash, so the incentive to get a card reader is lower. There are even automatic coin counting machines in some self-checkout desks...
To clarify, you can rely on nearly any supermarket or drug store to accept credit cards / contactless these days. Daily shopping is no problem.

Smaller stores or restaurants, forget it. Bring cash.

It has gotten much better in the pandemic. I pay at the bakery etc with cards. Not sure when I last paid enything with cash. Only caveat is that "cards" not always means Visa/MC/AmEx, but can mean Girocard only. If that is the case (and I'd just ask) then you as a non German will have to pay cash.
In restaurants it just so happens that not all of the people are on the books and neither is all of the income.
That is a feature, not a bug.