[reese_john]

  We already have all of this. The government can tell your bank to do something, and your bank will do it.

But can the government do that at scale ? I thought they needed at least a subpoena to get your bank records.

It's different from the mass surveillance that a CBDC enables.

[pessimizer]

That's assuming that your bank cares about keeping your transactions private enough not to voluntarily submit to anything asked of it.

If you hate the idea, you'd still be free to park your cash with some rando that promises to keep it safe, just without subsidy. Hell, the existence of a gov digital currency might ironically stabilize bitcoin or a bitcoin-like.

[rvense]

Why is it you think a CDBC can't be set up, legally, to require subpoenas?