[crdrost]

By the same token if you ignore all of the good parts about having a credit card, “in the end, unless your credit card can be thrown away, credit card debt is a negative.” There's a valid perspective for this but it's not a great one.

It's not just that it permits something now or earlier, but in shipping something now or earlier it can also increase the quality of what you are shipping. Ward saw it as the center of his preferred style of coordinated software development, XP. Sort of the old Daoist idea that the wheel needs the hole at its center, the negative enables the positive.