[650REDHAIR]

I see you haven't been a victim of identity theft yet.

It doesn't take much to hijack a bank account and eventually you will regain access, but it isn't as simple as you might imagine and a fair amount of damage can be done in a short period of time.

[bduerst]

Most banks/CUs/payment processors automatically have insurance for these types of bad actors, even if it takes months to claw back your identity. Credit reporting typically takes much longer to fix but GP was referring to their bank.