[starwind]

Yes. Most credit card companies will offer credit monitoring as a service to their customers--usually the TransUnion and Experian reports—-and you can get push notifications when someone pulls your credit. If you don't have a credit card, you can sign up for CapOne's CreditWise.

This helped me avoid a bad situation where someone took out of a covid relief sba loan in my name for $99,500. Got the push notification, called the sba, sat on hold for 2 hours. They stopped it.

If you don't want to freeze your credit, you can put fraud alerts in place for one year so a lender is supposed to call you and speak with you on the phone before putting any applications through. I've had a mixed experience with this