[hmahonen]

Joint account for all expenses. All fixed and most of variable expenses are budgeted. There is some leeway for spending money given that we maintain some buffer on the joint account. I have a ridiculously small amount for spending allocated for myself but then again I don't need much :)

I have a spreadsheet for yearly forecast for income and budgeted expenses. I track income and spending every month using a script I wrote in Python. It takes all our bank and card statements as input, categorizes automatically most of them and then asks me to categorize the rest of expenses. I get CSV as an output that I can import as a sheet in my spreadsheet.