[rkalla]

I understand how you end up here - after a decade or more of micro-optimizations down a pit of the newest/most advanced scam and take over techniques... but at some point you need to sit back, zoom out and look at collectively what you've created and see if you are catching a bit too much in the net.

I feel like Risk underwriting at Finance/FinTech companies goes through something similar... the list of rules only ever gets longer/gets added to.. I don't know that anyoen rewinds the clock every 5 years and starts from a clean slate to build out a new model.