[kul]

thanks for the tip, I'm just about to start investing in the market and I'm glad I read this first.

[fallentimes]

Don't, unless you have insider information (not in the illegal sense). If you have money laying around outside of general savings start a Roth IRA. Fidelity and Vanguard are both excellent and very low cost.

[dustineichler]

I second that, Roth RIA is really good place to start.