[seanmcdirmid]

> You should be learning that stock market corrections or bear markets are normal and nothing to worry about.

People are increasingly holding their money in stocks even close to when they need it (e.g. retirement) because rates for safer bonds have been mostly below inflation. Of course the market can go down, if you get really unlucky, it can take a few decades to recover, but that hasn't happened for just short of a hundred years now (as long as since the last major pandemic).