[Tanjreeve]

That's not exactly a ringing endorsement of the system If it's relying on pandemic fiscal policy and/or patchworks of different schemes many operating on political whims to negate fundamental dysfunctional behaviour.

The argument for bringing student loans back into line with normal debt is less to do with poverty and more to do with not creating a system that incentivises racking up the price as much as possible and letting debt (and bailouts) patch up the difference when it all falls apart and the product doesn't actually fulfill any of its sales pitch and the price goes up far beyond what any reasonable income expectations can sustain.

If the system is fixed for graduates of Harvard law then I don't think that's skin off anyone elses teeth. Bankruptcy is not exactly an easy route into legal practice so I think you're being a bit fixated on a v small edge case.