[philjohn]

Except it's hammered home in the UK to use credit cards for online purchases where possible for Section 75 protection as well as if the card details are involved in a breach you don't have your bank account emptied and can't pay your bills.

Section 75 in particular has a lot of attention in the UK because over the last 4 years a lot of businesses have gone bust, and people who paid by bank transfer or debit card were shafted, receiving pennies on the pound (if that).