[nate_meurer]

You stated that "the banks are almost totally disinterested at this point." My facetious response was just a cheeky way to propose that if your statement is not utter bullshit, then there should be very little opposition from the credit industry to legislation such as the FRESH START act. I guess we'll see soon enough.

[twoodfin]

I really have no idea what you’re suggesting. What’s the “credit industry” (now not the banks?) role here?

[nate_meurer]

I'm using "credit industry" to distinguish the private-market credit services industry from federal servicers of student loan debt. Your assertion was that the "banks" (which appears to be your shorthand for the same thing) are "almost totally disinterested at this point." I'm saying that smells a little fishy, since the "banks" have generally opposed reforming the restrictions on discharging student loan debt through bankruptcy since they were enacted by congress in 2005. That's it, that's all I'm saying.