[neilwilson]

"but they ultimately owe all of that back to the society that gave them those skills."

They owe it to the retired, who are the ones who gave them their skills and passed on the capital legacy they maintained. And we have a process that handles that. It's called a "pension system".

The "owe it back to society" bit is already captured by the pension system. You don't get to spend it again.