[pizza234]

That a problem of any banking institution.

Differently from Paypal though, the last time that there was a suspected fraudulent transaction in my bank account, I had a physical and factual meeting at a bank branch, rather than having my account frozen and given a stock answer.

[chris_wot]

And this is the problem for PayPal. They seem to freeze accounts for arbitrary reasons, and way more frequently than banks.

If you are a business, the ability to transfer money without getting all your funds locked up is important. I genuinely believe they are doing it for reasons other than fraud and money laundering.

[gk1256]

PayPal has lot of third party data than most banks, but they stuck at decision making process.

"Shoot First and Ask Questions Later"