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by Broken_Hippo
1620 days ago
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It has been a while since I've lived in the US, but I think it is completely possible to pay $1000/month for health insurance. For a single person, a family is more. Employers subsidize your insurance, after all. I was paying couple hundred a month for two people - subsidized - and that was years ago. A family plan was even more. Even then, you have to have money to use it. On top of the insurance premiums, you'll have to pay a deductible. You'll probably pay $3000 (more or less) before the insurance even starts to pay anything, and then you'll have to pay a few thousand more before things start being free. Prescriptions probably won't count towards these totals. If you are lucky, you will have good coverage. If not, you might be out a few hundred a month for a single drug. Depending. I mean, people have been rationing insulin. |
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I just looked on healthcare.gov, and any plan that is comparable to a plan an employer would give you costs over $900 a month in premiums alone. The plans start to get "good", if you can call them that, at $1k. The last time I used COBRA, my premiums were $2k.