>A 3090 is $2300 right now, even paying the scalper tax.
Where can you find that? lowest I can find is 2800 new. There are some pre-owned for 2700 and some open auctions at roughly 2300 but those will land substantially higher than 2300 I would imagine.
I can buy a high spec showhorse for $40k, or a new mid range sedan for $40k. That doesn't mean that the maxed out showhorse will work for commuting to work every day.
How much M1 MacBook Pro is that getting you?
That said, I do wish the M1 GPU could game; my downtime hobby is the only thing stopping me from buying one.