[CRConrad]

> He chose to bill through Upwork and then specifically declined to use the time-tracking software under which they would cover fraud.

That software is for detecting a different kind -- exactly the opposite kind to what happened here -- of fraud.

[Edit to add:]

> Looking at the dates, I also suspect he isn't telling us about the fraudulent payments he did get to pocket.

I thought he mentioned that he had worked for "Robin" for two years? And he never says he was paid with a different credit card for the first eighteen months, does he? So as I read it he does indeed tell us about the fraudulent payments he did get to pocket: Those for those first eighteen months. It's just that the legitimate credit card holder couldn't issue a chargeback for those, so there's nothing for Upwork to try and claw back from him there.

[wpietri]

He did vaguely gesture at it. But I think he hasn't really come to grips with how much he personally profited from credit card fraud. He certainly isn't up front about it.