[hajile]

If they did 90k of good business and are charging $50 per hour, the risk in scamming for such small rewards seems weird.

If you’ve got a good client who’s paid on time, never caused issues, and you’ve met in person (and seems nice), then you don’t think too much when they explain away a small change in procedure.

This is so common that most corporate training on fraud will mention this scenario one way or another. Its the natural confidence scheme that predators have used for millennia.