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by ethbr0
1615 days ago
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The hierarchy of information and scale here, from most to least, seems to obviously be: banks, Upwork, freelancer. Or, to put it another way, requiring the freelancer to pay this begs the question: "What could the freelancer have done to avoid this?" To which the only answer is: everything Upwork is abstracting away and doesn't want their freelancers doing. Do a background check on the client. Obtain the client's actual payment methods and verify them with the bank. Etc. All of which are literally Upwork's functions in this arrangement, because like PayPal, they exist to centralize and decrease friction between two semi-trusting parties. And when that goes bad, it's bullshit for them to transfer the consequences of that onto someone who lacked the access to detect or fix it in the first place, by Upwork's design! It'd be like Uber requiring a passenger to pay an insurance claim, because their driver was involved in an accident and didn't have auto insurance. |
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