[dragonwriter]

> HOAs are already dense

Very often not, and a central part of their purpose is to prevent densification that might otherwise be allowed by law.

[a1pulley]

This is correct. My city has two zones: min 1 acre SFH and min 2 acre SFH.

[thrwn_frthr_awy]

Dense in the sense of land to building use, not people per square foot. You have a 3-5,000 square foot home for a family of four on a quarter acre lot.