[elias]

Let me qualify that: as a founder, of course there is risk. That's what makes you a founder. And that's why not everyone is cut out to be a founder: you need to be mad. (And there's madness is a bit of all of us, but as a twenty something bachelor, being a mad man affects me less than a 40 something father of three.)

My response was in the context of being an employee. I was an employee at a 5,000 person consulting firm in Australia when the financial crisis hit in 2008 and I had more fear losing my job then then when I moved to recession-plagued America in 2009 to work at a search-engine startup (and Australia has been one of the strongest economies in that period since). In fact, I was paid more (in salary, not counting options), given more responsibility, and enjoyed life more.