[codefreakxff]

As I pointed out to another commenter, this is NOT about wealthy people worrying about how to best utilize their cash. These people are probably the 50% who are not on the verge of financial collapse.

The concern I am bringing up is the people who have NO cash. Marginal credit. Have to figure out how to pay for food and medical care every week and are stressed out. The system is not working for about half of Americans

[notch656a]

Your concern is that people have to compensate the farmers who provide the food and the medical workers that provide their healthcare? 50th percentile household wealth (you cite half of america) is over $100k. Cry me a river for those people having to actually put their boots on to fulfill their obligations. They have the $1k, just might be tied up in assets, but they might cry you a sob story that they don't.