[netizen-936824]

Yes, he is making a comment on his data and as an insurer this data only includes working age people, not the elderly.

So of course he doesn't see elderly deaths because they aren't in his data set

But since his data set is limited, we just can't draw this conclusion

[the_optimist]

You are simply reading this wrong. If you want to prove that to yourself, call up this guy and talk to him. He will tell you you're stating something totally obvious and making a very silly distinction. You're agreeing with him violently. Come back in a couple of years and re-read this, you'll realize your interpretation is wrong.