[nomilk]

Very interesting. Qoins app seems non-trivial, in that it interacts with the user's bank and arranges payments on the user's behalf.

Great point about making a V1 quickly.

[tluyben2]

I thought it would be EU were open banking (psd2; and most we integrated have easy read/write) is mandatory, but this seems US. Bubble allows easy API integration, but programming low level banking messages would be painful with Bubble (maybe impossible) so I would assume they did that with a microservice or something, exposing a REST API for Bubble.

Our biggest competitor bought a nocode provider so their banking software is easier to customize.