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by Sebb767 1638 days ago
> On the other hand - just 48 hours to leave doesn't seem like fair play.

We can't say that as a general statement. You can't suddenly start using your account to process, say, ransomware payments and expect a month grace period since it's Christmas and you need to update all your infected clients.

I'm not saying that this is what OP did and it seems likely to me that 48 hours is an uncalled-for short notice period, but there definitely are circumstances where this would be fair.

2 comments

I worked at a payment processor and I overlapped with the risk department many times there. If one of our merchants were going against the card-brand guidelines or engaging in illegal activity we would have cut them off the same day. The processors are the ones carrying the risk, and could lost their whole portfolio if they are found to not be diligent with the activity of their accounts.
Good point. I just presumed there was a general pattern at play - I guess because the OP's statement didn't mention any specifics that imply a sudden change in what they process. But yes, for certain types of a fraud it's entirely reasonable that Stripe have an immediate blocking function of sorts.