[emteycz]

Here in Central Europe we use "postal money orders". It works almost exactly like a check, the only difference is that the money is transferred to a state post organization first, then the paper slip is given to the recipient, and the recipient can either cash it out or have the money transferred to their bank account.

It's widely used by older people to receive pension and pay rent/utilities (these people often don't have access to internet banking, or don't know how to use it, or don't trust it), and by all other age groups to receive social security money (these people are often unable to have a bank account or would have their money taken from the account due to "executions" - payment orders forced on them by courts).