[ciabattabread]

Next time, get the American Express Premium Car Rental Protection add-on as your primary? [1]

[1] https://feeservices.americanexpress.com/premium/car-rental-i...

[skuhn]

Paying for the AMEX primary coverage is usually much cheaper than rental car coverage (since it's one-time instead of daily). Some Chase cards also offer primary coverage without a fee (but they are generally cards with significant annual fees).

[listenallyall]

This is a fantastic service. AmEx used to promote it reasonably heavily, but in the past few years I've rarely seen them mention it at all.