[dragonwriter]

> Renter’s insurance should cover your losses, not the landlord’s

Renter’s, like homeowner’s, insurance, usually includes some liability coverage. The landlord is a particularly likely person for a renter to have liabilities to.

[dpark]

That’s fair. I was originally thinking in terms of external events (such as the riot mentioned). But sure, liability for the renter setting the place on fire makes sense.