[ipaddr]

Using insurance your landlord pushes sounds like a bad idea.

[netizen-936824]

I've always avoided those and source my own for this reason. I doubt they have the best coverage for the renter as opposed to best for landlord outcomes. Landlords have enough money and power, this is one thing we can do within that balance to maintain some control.

[jessaustin]

It's probably more straightforward than that: the landlords just get a bonus for referrals.